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01/26/2026

Texas Homeownership Without State Income Tax: What It Means for Mortgage Affordability

How Texas’s No State Income Tax Works Texas is one of the few U.S. states that does not levy a state personal income tax. This benefit attracts homebuyers and investors who want more take-home income and flexibility in managing housing costs. But while no state income tax in Texas is a clear advantage, it’s important […]

Alex Moore

6 min read

01/19/2026

Top Mortgage Rate Predictions for Texas Homebuyers in 2026

Why Mortgage Rates Matter in Texas Understanding where mortgage rates are headed is crucial for Texas homebuyers planning to purchase a home in 2026. Rates determine what buyers can afford, influence demand, and shape monthly payments. While recent years brought high rates due to inflation and aggressive moves by the Federal Reserve, 2026 is shaping […]

Alex Moore

6 min read

01/12/2026

How Federal Policies Could Make Homeownership Easier in Texas This Year

2026 Federal Changes Homeownership in Texas continues to be one of the most important financial goals for individuals and families. But rising property prices, limited housing inventory, and volatile mortgage rates have made the path to owning a home more complex. In 2026, federal policies are taking steps to reverse this trend and make homeownership […]

Alex Moore

6 min read

01/01/2026

How to Lock in a Low Mortgage Rate in Texas in Early 2026

How the California Mortgage Market Affects Manufacturing Workers Locking in a low mortgage rate can save you thousands over the life of your loan. With interest rates in early 2026 showing signs of stability and even slight decreases, this is a smart time for Texas homebuyers and homeowners to act. Whether you’re buying your first […]

Alex Moore

6 min read

12/11/2025

How Lower Home Prices in Austin & Other Texas Cities Affect Your Mortgage Buying Power

Home Prices Are Dropping in Key Texas Markets At LBC Capital, we help homebuyers take full advantage of shifting market conditions. With home prices declining across Texas—especially in cities like Austin, Dallas, Houston, and San Antonio—your mortgage buying power may be stronger than you think. Understanding how lower home values impact your ability to qualify […]

Alex Moore

6 min read

11/27/2025

Hidden Ways Texas Property Taxes Influence Your Mortgage Strategy — And How to Use Them to Your Advantage

How Texas Property Taxes Affect Your Mortgage Payments Understanding how Texas property taxes shape your mortgage strategy can unlock smarter homebuying decisions. LBC Capital helps clients across Texas navigate these complex tax dynamics to secure a mortgage that fits their long-term goals. What many buyers overlook is how taxes influence more than just your closing […]

Fast and flexible financing for your real estate investment projects in Texas

Explore agile and flexible financing solutions tailored for your Texas real estate endeavors with LBC Capital. Our comprehensive range of hard money loans, backed by property, includes options like fix and flip loans, bridge loans, and construction loans. Our dedicated team of experts will carefully evaluate your needs and expertly navigate you through the entire loan process. Enhance your real estate journey by contacting us today and opening the door to personalized financial success.

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Latest news

Texas Homeownership Without State Income Tax: What It Means for Mortgage Affordability

Top Mortgage Rate Predictions for Texas Homebuyers in 2026

How Federal Policies Could Make Homeownership Easier in Texas This Year

How to Lock in a Low Mortgage Rate in Texas in Early 2026

How Lower Home Prices in Austin & Other Texas Cities Affect Your Mortgage Buying Power

Hidden Ways Texas Property Taxes Influence Your Mortgage Strategy — And How to Use Them to Your Advantage

Fast and flexible financing for your real estate investment projects in Texas

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