Why Choose LBC Capital?

Experience That Matters

As your trusted real estate partners in Texas, LBC Capital has spent years diligently serving clients like you. With a deep understanding of the local market, we provide exceptional guidance in every real estate transaction. Our expertise in residential investments positions us as reliable lenders. Moreover, we will also become strategic allies in your pursuit of success.

Expert Guidance at Every Step

Leverage our hard money lending expertise to navigate the complexities of your loan application and structure. Our professionals focus on helping you define or refine your exit strategy. Thus, we deliver personalized service, tailored to align with your specific investment goals. Our assistance equips you with the insight and flexibility needed to make informed decisions. Thus, you will be able to act swiftly in Texas’s competitive real estate market.

Solid Solution That You Can Trust

Rely on our hard money lending expertise to guide you through the intricacies of your loan process. Our professionals are here to ensure your exit strategy is clearly defined. With personalized service aligned with your unique investment objectives, we empower you with the knowledge and agility to make well-informed decisions in Texas’s dynamic real estate environment. LBC Capital will assist you in all stages of the process.

We Prioritize Your Success

At LBC Capital, your success is central to ours. We prioritize building lasting, trust-based relationships with our clients, rooted in mutual respect. Our transparent approach to the lending process, combined with a commitment to your investment achievements, fosters a partnership that extends beyond transactions. Therefore, it benefits both parties over the long term. Most our customers become our long-term clients.

How to Get a Texas Residential Hard Money Loan Without a Good Credit Score?

While credit score and income aren’t the sole factors determining loan eligibility, certain documentation is required for evaluation. This typically includes a completed loan application, a recent credit report, bank statements, tax returns, and details about the property you’re looking to purchase or refinance. Thus, our loan officers are ready to help you gather the necessary documents, ensuring a smooth process.

Recognizing that every investor’s journey is unique, we offer a dedicated Personal Account Executive and an intuitive Online Portal to streamline your financing process from start to finish.

Upon starting your application, you’ll be paired with a Personal Account Executive, who will serve as your primary contact throughout the lending process. This dedicated professional provides:

  • Expert Guidance: With deep industry knowledge, your Personal Account Executive offers tailored advice, guiding you through the complexities of real estate financing.
  • Customized Solutions: They work closely with you to understand your unique objectives, ensuring the loan solution perfectly matches your project needs.
  • Continuous Support: Whether you need clarification on loan options, assistance with the application process, or strategic advice, your Personal Account Executive is always available via phone or email to assist you.

Online Portal: Streamlining Your Financing Experience

In addition to the personalized support from your dedicated Account Executive, LBC Capital’s Online Portal provides a secure and efficient way to manage your loan application and documents. With 24/7 access from anywhere, the portal simplifies your investment process and ensures a seamless experience:

  • Real-Time Application Tracking: Stay updated on your loan’s status from submission to approval, giving you full visibility at every stage.
  • Streamlined Document Management: Easily upload and securely store essential documents like financial statements, tax returns, and property details for quick access when needed.
  • Effortless Communication: Connect directly with your Account Executive, review messages, and receive updates—all within the portal for clear and efficient communication.

Benefits of Working With Texas Residential Hard Money Lender

LBC Capital takes pride in offering flexible, tailored loan programs designed to meet your specific needs. By using our own funds, we expedite the approval process and avoid intermediaries, considering key factors like property condition, borrower experience, and potential profits when assessing loan applications.

We serve a wide range of property types in Texas, from fix-and-flip projects to single-family homes and multifamily properties. Additionally, we provide refinancing and cash-out options to align with your investment strategy. Loan amounts range from $100,000 to $25 million, with rates starting at 8.99%. According to ATTOM Data Solutions, the average gross flipping profit for single-family homes in the U.S. was $67,902 in Q3 2021. With a hard money loan from LBC Capital, investors can maximize these high profit margins and optimize their returns.

For real estate investors seeking fast, flexible, and personalized financing, LBC Capital offers hard money loan solutions tailored to your investment goals. Moreover, our experienced loan officers will guide you through the process, providing crucial information to help you make informed decisions.

Start your investment journey with confidence—apply now.

For expert advice on investment strategies, financing options, and market trends, visit our Blog.

Why Choose LBC Capital?

  • Custom Loan Solutions: We offer personalized loan programs for various investment goals and property types, including fix-and-flip projects and multifamily homes.
  • Fast Approvals: Our efficient application and approval process ensures quick decisions and funding, allowing you to act swiftly on investment opportunities.
  • Expert Support: Our experienced loan officers provide valuable insights to help you navigate the market and make strategic investment decisions.

Apply with LBC Capital today for fast, tailored financing solutions in Texas. Our dedicated team is ready to support you throughout the process, ensuring you have the information and guidance you need to achieve your real estate goals.