First-Time Buyers Archives - Page 4 of 4

Latest news

07/21/2025

Underwater Mortgages in Texas: What Austin Homeowners Need to Know

What Is an Underwater Mortgage? An underwater mortgage means the balance you owe exceeds your home’s current market value. For example, if you owe $600,000 but your home’s market value drops to $550,000, you’re underwater by $50,000. This reduces flexibility and limits your financial choices, especially when considering refinancing or selling. Key Signs You May […]

Alex Moore

6 min read

07/18/2025

5 Hidden Costs of Texas Mortgages: Insurance, Tariffs & More

Hidden Issues When buying a home in Texas, many borrowers focus on the purchase price and monthly mortgage payment. But what often goes unnoticed are the hidden costs that significantly affect your budget. These expenses can catch homebuyers off guard, especially in high-demand markets like Dallas, Houston, Austin, and San Antonio. LBC Capital ensures you’re […]

Alex Moore

6 min read

07/08/2025

Why Austin & Dallas Mortgage Payments Are Easing – What Buyers Should Know

Mortgage Payments in Texas Are Falling Homebuyers in Austin and Dallas are getting a welcome break in 2025. After years of rising costs, monthly mortgage payments in both cities are finally easing. For buyers, this shift presents a timely opportunity to enter the market or refinance with more favorable terms. At LBC Capital, we’re helping […]

Alex Moore

5 min read

04/28/2025

Tariffs and Economic Uncertainty on Texas Mortgage Rates

Tariffs Drive Up Construction Costs Tariffs and economic uncertainty have brought significant changes to the Texas mortgage landscape. Homebuyers and investors are feeling the effects, as fluctuating rates and rising home prices create new challenges. At LBC Capital, we help clients navigate these market shifts with confidence. Our deep industry knowledge and commitment to personalized […]

Alex Moore

4 min read

03/05/2025

Understanding Mortgage Insurance in Texas: Costs, Requirements, and Ways to Save

What Is Mortgage Insurance? Mortgage insurance shields lenders if a borrower defaults on a mortgage. In Texas, it is used for conventional loans with down payments of less than 20%, FHA loans, and a few other types of financing. Although it works in favor of lenders, it also assists homebuyers in qualifying for homeownership with […]

Alex Moore

5 min read

02/19/2025

Hard Money Loan Trends in Texas for 2025: Why LBC Capital Stands Out

The Growing Demand for Hard Money Loans in Texas The real estate market in Texas is still booming in 2025, and investors are searching for flexible and fast financing solutions. Conventional lenders are increasing our credit standards, which is making it challenging for borrowers to secure funding through traditional loans. This has led to a […]

Fast and flexible financing for your real estate investment projects in Texas

Explore agile and flexible financing solutions tailored for your Texas real estate endeavors with LBC Capital. Our comprehensive range of hard money loans, backed by property, includes options like fix and flip loans, bridge loans, and construction loans. Our dedicated team of experts will carefully evaluate your needs and expertly navigate you through the entire loan process. Enhance your real estate journey by contacting us today and opening the door to personalized financial success.

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Latest news

Underwater Mortgages in Texas: What Austin Homeowners Need to Know

5 Hidden Costs of Texas Mortgages: Insurance, Tariffs & More

Why Austin & Dallas Mortgage Payments Are Easing – What Buyers Should Know

Tariffs and Economic Uncertainty on Texas Mortgage Rates

Understanding Mortgage Insurance in Texas: Costs, Requirements, and Ways to Save

Hard Money Loan Trends in Texas for 2025: Why LBC Capital Stands Out

Fast and flexible financing for your real estate investment projects in Texas

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