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11/18/2024

The Impact of Debt Management on Mortgage Eligibility

Debt Management and Mortgage Eligibility: Important Concepts When your lender considers your application for a mortgage, there are two important things they tend to look at: credit score and debt-to-income ratio. This is an area we at LBC Mortgage can walk you through to increase your chances of your application being successful. Credit Score Your […]

Alex Moore

5 min read

11/06/2024

Mastering the Art of Real Estate Negotiation: Tips for First-Time Homebuyers

Understanding the Real Estate Market Negotiating in real estate can feel intimidating, especially for first-time buyers. However, a strong negotiation strategy can lead to big savings. First-time buyers often face fears of paying too much or losing the home to another bidder. Knowing how to negotiate can ease these concerns and make the process smoother. […]

Alex Moore

4 min read

10/24/2024

The Impact of Local Zoning Laws on Affordable Housing Development

Overview of Zoning Laws Zoning laws play a big role in shaping cities and communities. They control what types of buildings can go up and where. In Texas, these laws can either help or hurt the development of affordable housing. Cities like Austin, Houston, and Dallas face challenges with zoning that affect housing costs and […]

Alex Moore

5 min read

10/14/2024

Mortgage Tips for Freelancers: How to Secure a Home Loan Without a Traditional Paycheck

Key Mortgage Challenges for Freelancers Freelancers often deal with fluctuating income. This makes it tough to show the consistency lenders like to see. Traditional employees have regular pay stubs, while freelancers rely on a mix of client payments. This irregular cash flow can raise red flags for mortgage lenders. Another challenge is proving income. Freelancers […]

Alex Moore

5 min read

10/03/2024

Top Factors to Consider When Selecting a Mortgage for Your First Home

Mortgage Types Fixed-Rate Mortgages A fixed-rate mortgage offers a consistent interest rate over the entire loan term. This means your monthly payment stays the same throughout the loan’s lifespan. First-time buyers often prefer this option for its stability and predictability. With a fixed-rate loan, you won’t have to worry about rising interest rates, making it […]

Alex Moore

5 min read

09/29/2024

How to Lock in the Best Mortgage Rates in a Volatile Market

Understanding Market Volatility and Its Impact on Mortgage Rates Market volatility refers to the rapid changes in financial conditions. Mortgage rates are directly affected by these changes. When the economy is unstable, interest rates often fluctuate. This can create challenges for anyone trying to secure a mortgage. Several factors contribute to volatility. Inflation is one […]

Fast and flexible financing for your real estate investment projects in Texas

Explore agile and flexible financing solutions tailored for your Texas real estate endeavors with LBC Capital. Our comprehensive range of hard money loans, backed by property, includes options like fix and flip loans, bridge loans, and construction loans. Our dedicated team of experts will carefully evaluate your needs and expertly navigate you through the entire loan process. Enhance your real estate journey by contacting us today and opening the door to personalized financial success.

Latest news

The Impact of Debt Management on Mortgage Eligibility

Mastering the Art of Real Estate Negotiation: Tips for First-Time Homebuyers

The Impact of Local Zoning Laws on Affordable Housing Development

Mortgage Tips for Freelancers: How to Secure a Home Loan Without a Traditional Paycheck

Top Factors to Consider When Selecting a Mortgage for Your First Home

How to Lock in the Best Mortgage Rates in a Volatile Market

Fast and flexible financing for your real estate investment projects in Texas

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